Credit Union Gone Crazy
I received a letter today from a credit union with whom I have an account. When the Coverall Crew needed a business account, we decided to go to a credit union instead of a bank. That lucky credit union would be none other than Coast Capital Savings, or as I have learned to call it: Coast Crapital. To open a business account, we each had to open up a personal account, and submit $5.00 for a share in the organization (in a credit union, ever member owns a piece of the pie). Well, it would seem I'm not good enough for them...Please refer to figures 1 and 2 for the following:
Figure 1 |
Figure 2 |
| (click images to enlarge) | |
In short, I apparently have not operated my account(s) in a satisfactory manner. The Board of Directors had a meeting, and a resolution was passed to terminate my membership.
Now I should point out that I have never once used this account. I was not told I had to, and in fact I was under the impression that this personal was needed for the business account. Their use of the word "operated" suggests to me that I proactively did something that was inappropriate, or at the very least, unsatisfactory. Being that I did nothing, I think their language could be altered to more accurately describe the situation:
As you have never operated your account(s) -- and despite the fact we forced you to open this account for your business account, an account that you do use, and do pay the monthly fees -- the Board of Directors met over a few beers and decided that, well, we don't want you as a member.
Groucho Marx said it the best: "I'd never join a club who would have me as a member." And this is precisely how I now feel. At the very least, I damn well better get my five bucks back!
